How to Qualify for the Lowest Home Loan Mortgage Rates in North Carolina

Our home loan mortgage rates are the lowest in North Carolina for two important reasons:

1. We offer our services to clients who are financially prepared to purchase or refinance.  Our basic criteria are:

1. Minimum FICO score of 680
2. Minimum 5% Equity or 5% down payment
3. Maximum debt-to-income ratio of 49%
4. Verifiable income and assets
5. Employed or self-employed for at least 2 years

2. We keep our costs low by using our website extensively. Our clients use our website to:

1. Apply
2. Check interest rates
3. Lock the interest rate
4. Submit documentation
5. Track their loan status

Download the Customizable Daily Rate & Options Spreadsheet

Then apply online and we'll have you pre-approved within a couple business hours.

We look forward to serving your home loan mortgage needs.