The Lowest Home Loan Mortgage Rates in North Carolina

Download the Customizable Daily Rate & Options Spreadsheet

How to Qualify for the Lowest Home Loan Mortgage Rates in North Carolina

Our home loan mortgage rates are the lowest in North Carolina for two important reasons:

1. We offer our services to clients who are financially prepared to purchase or refinance.  Our basic criteria are:

1. Minimum FICO score of 680
2. Minimum 5% Equity or 5% down payment
3. Maximum debt-to-income ratio of 49%
4. Verifiable income and assets
5. Employed or self-employed for at least 2 years

2. We keep our costs low by using our website extensively. Our clients use our website to:

1. Apply
2. Check interest rates
3. Lock the interest rate
4. Submit documentation
5. Track their loan status

If you meet these basic criteria and enjoy working through the web, then download the Daily Rate & Options Spreadsheet, fill in your loan requirements and see just how much we can save you.

Then apply online and we'll have you pre-approved within a couple business hours.

We look forward to serving your home loan mortgage needs.