Current posted rates are in effect as of 02/07/2012 10:04:15 AM Central Time. Rates are subject to change without notice.
15 Year Fixed Rate
Rate
Points
APR
Lock Days
2.875%
1.455%
3.109%
45
3.000%
0.830%
3.144%
45
3.125%
-0.170%
3.124%
45
3.250%
-1.295%
3.088%
45
3.375%
-1.795%
3.141%
45
The APR is calculated using a loan amount of $250,000 and these typical fees.
5/1 ARM (Fixed for 5 Yrs)
Rate
Points
APR
Lock Days
2.375%
0.955%
3.149%
45
2.500%
0.455%
3.106%
45
2.625%
0.205%
3.142%
45
2.750%
-0.170%
3.178%
45
2.875%
-0.420%
3.214%
45
The APR is calculated using a loan amount of $250,000 and these typical fees.
30 Year Fixed Rate
Rate
Points
APR
Lock Days
3.500%
0.830%
3.580%
45
3.625%
0.080%
3.645%
45
3.750%
-0.670%
3.709%
45
3.875%
-1.545%
3.763%
45
4.000%
-1.670%
3.877%
45
The APR is calculated using a loan amount of $250,000 and these typical fees.
Rates are based on a $250,000 loan amount, 80% or less loan-to-value (LTV), 49% or less debt-to-income (DTI) ratio, 30 day lock and 740 or above FICO on a one unit primary residence.
Loan amount, LTV, DTI, lock duration, FICO, property type and property use are all factors that impact rates and points.
Use the Customizable Spreadsheet to determine the rates and points that apply to your situation.
