1. Guaranteed Closing Costs. Your e-consult will include a Good Faith Estimate of rate, fees and closing costs. Once your rate is locked we guarantee that if your actual closing costs are higher than our estimate, we pay the difference – period.

2. Seamless Communication. We don’t think you should ever be in the dark during your loan process. We’ll keep you and your real estate agent informed every step of the way.

3. We understand the market forces that drive interest rates, so we watch the markets everyday on your behalf. Our lock advisory keeps you informed of market conditions so you can make the most informed decision about locking your interest rate.

4. We offer a “Float Down” option. If interest rates go down while your rate is locked, you have the option to re-lock for free at the lower rate.